Introducing Our 0% In-House Financing Program
We’re making it easier than ever to get the work you need—without the financial stress. Our new 0% in-house financing program is designed to give you flexibility and peace of mind on projects over $4,000.
With this program, you can move forward right away with just a 25% down payment*, and spread the remaining balance over 6 to 12 monthly payments. Even better, there’s no interest, so every dollar you pay goes directly toward your project.
The remaining balance is structured into manageable payments of approximately 15% per month, making it simple to plan and budget without surprises.
Program Highlights:
- 0% interest financing on projects over $4,000
- Only 25% down to get started
- 6 to 12 month payment options
- Simple monthly payments (about 15% of remaining balance)
- No third-party lenders—financing handled directly by us
Don’t put off important improvements any longer. With our flexible financing options, you can get started today and pay over time with confidence.
Contact us today to learn more or to see if your project qualifies.
*Materials must be paid up front (or purchased by homeowner). Financing is for labor cost only.
HOW TO PAY FOR YOUR DREAMS
Financing Options for Your Home Improvement Project
Home repairs, deck builds, and remodeling projects can add comfort and value to your home — and financing can make getting started a little easier. Here are a few popular options homeowners often explore:
Home Improvement Loans: Many banks and credit unions offer personal loans made just for renovation projects. Institutions like PNC Bank, Wells Fargo, and LightStream (by Truist) provide flexible loan amounts, quick approvals, and fixed monthly payments.
Home Equity Loans or HELOCs: If you’ve built up equity in your home, a Home Equity Loan or Home Equity Line of Credit (HELOC) can be a smart way to finance larger projects at lower interest rates. These are available through most major lenders, including Bank of America, Chase, and PNC.
Credit Card Financing: For smaller repairs or upgrades, using a low-interest or promotional-rate credit card may be convenient. Some cards even offer rewards or cash back on home improvement purchases.
Specialized Home Improvement Financing: Companies like Synchrony Bank and the Wells Fargo Home Projects Credit Card partner with contractors and retailers to offer project-based financing with flexible payment plans.
Before choosing a financing option, it’s a good idea to compare rates, terms, and monthly payments to find what best fits your budget and goals. A little research up front can make your project more affordable and stress-free.
Disclaimer: The lenders and financing programs mentioned above are provided for informational purposes only. We are not affiliated with, endorsed by, or compensated by any of these companies. Please contact the providers directly for details on current offers and eligibility requirements.
That Old Deck
Replace it or repair it?
Which is right for your home?
Restoring vs. Replacing a Deck: Which Is the Better Choice?
If your deck is looking worn or weathered, deciding between restoring or replacing it depends on its condition, your budget, and long-term goals. Here's how to weigh the options.
What Does Deck Restoration Involve?
Restoration focuses on reviving your existing deck through repairs and cosmetic upgrades. This typically includes:
- Replacing damaged boards
- Sanding rough surfaces
- Power washing
- Staining or sealing for protection and aesthetics
Pros of Restoration:
- Cost-effective: Restoration is significantly cheaper than a full rebuild
- Faster turnaround: Most projects can be completed in a few days
- Environmentally friendly: Reuses existing materials, reducing waste
Cons of Restoration:
- Limited lifespan if structural issues exist
- May not resolve deep rot or foundational problems
- Aesthetic upgrades are constrained by the original design
What Does Deck Replacement Involve?
Replacement means starting from scratch. The old deck is demolished, and a new one is built—often with updated materials and layout.
Pros of Replacement:
- Long-term durability: New materials like composite decking offer better resistance to weather and pests
- Design flexibility: You can change the size, shape, or features of your deck
- Higher resale value: A brand-new deck can boost curb appeal and home value
Cons of Replacement:
- Higher cost: Labor and materials make this a more expensive option
- Longer timeline: Construction can take several days to weeks
- Environmental impact: Demolition and new materials increase waste and carbon footprint
Key Factors to Consider
- Deck Age: If your deck is over 15–20 years old, replacement may be more practical
- Structural Integrity: Signs of rot, loose footings, or insect damage often require rebuilding
- Budget: Restoration can cost hundreds, while replacement may run into thousands
- Usage Goals: Want to host large gatherings or add features like lighting or built-in seating? Replacement offers more flexibility
Final Verdict: Which Is Better?
There’s no one-size-fits-all answer. If your deck is structurally sound and you’re looking for a budget-friendly refresh, restoration is ideal. But if safety, longevity, or a design overhaul are priorities, replacement is the smarter investment.
For homeowners unsure where to start, a professional inspection can help determine the best path forward. Whether you choose to restore or replace, the goal is the same: a safe, beautiful space to enjoy the outdoors.